Personalized Credit Repair and Credit Report Help
- Free consultation
- English and Spanish
- Online, across the United States
How the process works
- 01
Free consultation
Tell us about your situation. A member of our team reviews what you share and discusses your options with you directly.
- 02
Case review
If you move forward, we review your credit history with you and put together a written, individualized action plan.
- 03
Ongoing support
We'll keep you updated throughout the process using your preferred contact method.
- 04
You stay informed
Every update — a dispute mailed, a response received, a document ready — is shared with you, not hidden behind a black box.
What our credit repair services include
Credit repair and credit restoration assistance starts with your actual credit reports — reviewed by a person, not just software.
Credit report review
A structured review of your Experian, Equifax, and TransUnion reports, side by side, so discrepancies are easy to see.
Personalized action plan
A written, staff-prepared plan covering immediate steps, medium-term goals, and longer-term credit habits.
Dispute support
Assistance identifying and disputing information you believe is inaccurate, with every letter reviewed by staff before it's ever sent.
Situations we can help you look into
- Information on your credit report that looks inaccurate, incomplete, or outdated
- A collection account you don't recognize or believe is wrong
- Late payments that may have been reported incorrectly
- Credit inquiries you don't recognize
- Preparing your credit for a mortgage, auto loan, or rental application
- Possible identity theft showing up on your credit report
Every case is different, and we only dispute information when the facts support it.
Meet Yelison
Why work with us
A real person reviews your case — not just an algorithm.
Technology keeps things organized, but the decisions that matter go through human review.
Clear, written communication at every step.
We reach out with meaningful updates — a letter reviewed, a dispute sent, a response received.
No pressure, no obligation.
The consultation is free, and we never ask for a payment before we've actually spoken with you.
We do not and cannot guarantee that any specific item will be removed from your credit report, that your score will change by any particular amount, or that you'll be approved for any credit product. Every situation is different.
Frequently asked questions
Common questions from people considering credit repair for the first time.
We review your credit reports, help you understand what's being reported, and — where the facts support it — help you dispute information you believe is inaccurate, incomplete, or outdated directly with the bureaus, furnishers, or collectors involved.
Yes. Credit repair organizations in the United States are regulated by federal law, including the Credit Repair Organizations Act. It prohibits misleading representations, requires certain consumer disclosures and a written contract, and gives you the right to cancel. You can also dispute inaccurate information on your own, for free.
No. No legitimate company can guarantee a deletion, a score increase, or a specific outcome — including us. What we can offer is a real review of your case and a dispute process based on your actual facts.
Accurate, timely, and verifiable negative information generally cannot be legally removed simply because it's negative. We focus on information that is inaccurate, incomplete, outdated, unverifiable, or otherwise legally disputable.
Yes. You always have the right to dispute inaccurate information on your own credit reports directly with the credit bureaus, free of charge, without hiring anyone.
You tell us about your situation, and a member of our team reviews it with you and discusses your options — no cost, no obligation, and no payment requested before we've actually spoken with you.
The consultation is free. Fees, and when they're due, are set out in the written service agreement you sign — not on this website — and we never ask for a payment before we've actually spoken with you.
It depends on your specific credit history and the number of items involved. Every case is different — we'll give you a realistic sense of timeline once we've reviewed your situation.
We'll reach out with meaningful updates — a letter reviewed, a dispute sent, a response received — using your preferred contact method, so you always know where your case stands.
Yes. Credit by Yelison works in English and Spanish — you can text, call, or email us in whichever language you prefer, and this website is available in both.
Credit by Yelison works online with clients across the United States. Credit repair rules can vary by state, and we'll confirm what applies to you during your free consultation.
Yes, we review reports from all three major credit bureaus.
No. Credit scores are calculated by the bureaus using formulas we don't control, and we cannot guarantee any specific change to your score.